Wendy Howarter is a Graduate of the University of Illinois, with degrees in both Psychology and a Juris Doctorate in Law. Wendy was an Attorney and Partner at WilliamsMcCarthy LLP for 23 years, specializing in Civil Litigation, Real Estate and Family Practice. Wendy was also the former City Attorney of Oregon, Illinois, and the Vice-President of the Board of Directors for Pinecrest Retirement Community. In addition, Wendy held the positions of President at the Oregon, Illinois Chamber of Commerce and the Secretary/Treasurer Ogle County Bar Association. She has recently taken a step back from practicing law in order to focus on synthesizing her knowledge of Law with her passion for writing. She has several published articles about retirement planning, investment considerations and her personal travel experiences. Wendy has also presented at various investment conferences, where she shared her knowledge, experience, and tips about planning for the future. Wendy enjoys traveling, reading, and wine-tastings.